Have you ever wondered how to invest in property without actually buying a house?

Well, actually it’s become a pretty standard thing. With it becoming increasingly difficult to buy amazing deals on the market, due to the number of competing buyers. And, with investors keeping their fantastically high yielding properties close to their chest and not disposing of them… because what are they going to do with the capital? The time taken to find these perfect details has previously been keeping investors stuck.

However, are you the sort of person who has money in the bank, yet can’t find a property you want to buy, then there is a solution…

You can lend money to investors with the awesome deals.

Shock!

It’s true… often the problem for investors with the good properties is that they have spent their time mining for deals, whereas have spent no time trying to find the finance.

Therefore, if you’ve got a bit of money going spare, you can invest in these investors for returns that are way better than the banks get. 1%, 1.5% a month or sometimes even 2% per month.

How can property investors afford to borrow at such high rates? Well, good deals really do yield high returns and investors will factor in the cost of borrowing within the deal (which is why it’s so important to be good at deal analysis, a skill I drill down on in the Members Club).

Yet, it’s not just investors who find awesome properties that need to be good at deal analysis.

YOU, as the lender need to also be amazing at deal analysis so that you can do your due diligence on whether the property investment is going to work and get you your investment back as well as your monthly interest.

It’s important that you are clued up here, because lending money always carries risk, and being knowledgeable means you can reduce that risk by only lending on projects you truly believe in. Or lending on a property that you would buy yourself.

The other fabulous thing about lending on property is that you get no hassle of owning a property, but all the rewards of return on investment and usually you get this within a couple of months. Furthermore, the barrier to entry is also pretty low, you can lend as little as £500-£1,000.

Just make sure that if you are going to be investing in property without actually buying the house you get watertight contracts drawn up via your solicitor which sets out the lending agreement OR you invest through an online peer-to-peer lending platform.

Working out calculations!

And yes, this is something I do too. At times when I just don’t have the time to go out hunting for that dream property, I invest in property through lending money. It gives me good returns and increases the cash pot for the next property I buy!

So, are you going to start investing in property without buying a house, let me know in the comments below?

If this is something you are interested in doing, but don’t have the experience to analyse a deal and know if an investment property works, then it’s time to come and join the Members Club. You can make back your monthly subscription cost x 10 within month 1, so why not come and jump in today.

I can’t wait to see you over there,

Natasha