Property is among the best investment vehicles there are, and if done right, it can become a very rewarding profession. With the right information, guidance and motivation, there are many ways in which you could earn handsome dividends from property.
Today, I’ll be discussing one such way- Peer-to-Peer lending. P2P lending platforms have been around in the UK for over a decade now as an alternative to the traditional banking practice and are becoming progressively popular.
What’s all the hype about?
Think of P2P lending platforms as a financial cupid (or Tinder to some!) that matches individual borrowers or companies with individual investors, bypassing the middleman (banks). Also known as ‘crowd lending’ and ‘social lending’, P2P investments offer lenders significantly higher interest rates than a savings account and charge borrowers lower interest than they would pay on conventional loans. Now that’s a win-win situation!
Although P2P lending exists in several sectors, we’re specifically discussing at P2P platforms for property development. I have been working with FutureBricksfor a couple of months and even mentioned them in my 30-day cash flow challenge. FutureBrick is a P2P lending platform offering alternative finance to small and medium-sized house builders, who currently have limited access to mainstream finance, especially since the financil crisis of 2008. At the same time, FutureBricks is opening this exclusive industry of property investment, which was previously accesible only to those with high capital and the right connections, to everybody. Through their platform, anyone can invest in property development projects from as little as £500, for secured returns of up to 12% per annum (Capital at risk). Its founder and Managing Director, Arya Taware, is trying to democratise investments into property and help solve the UK’s housing crisis simultaneously.
From the investors’ perspective, FutureBricksis compiling asset-backed investments in property. Their user friendly platform has all the details about the house builder and the project that a prospective investor could possibly need before making a decision, like the investment summary, build cost, developer profit, etc. It literally takes 2 minutes to register on the platform and you can even book a site visit, where you can get a real feel of the project you might invest into. After a decade of record-low interest rates, investors now have an opportunity to earn high rates of interest and aid the nation’s housing crisis in the process.
Apart from financing more housing projects that our country needs, Arya’s vision is to facilitate a financially self-sustainble economy where the need to depend on larger institutions for funding is reduced. Thereby, you can not only earn a secured passive income from property but also play an integral part in how your city, town or neighbourhood develops!
You can check them out here: http://www.futurebricks.com
Capital at risk. The Brickwork Group Ltd trading as Futurebricks is an Appointed Representative of Resolution Compliance Ltd which is authorised and regulated by the Financial Conduct Authority (FRN. 574048). The Brickwork Group Ltd trading as Futurebricks is registered in England and Wales. Registered office: 4 Bloomsbury Place, London WC1A 2QA.
I only work with other property companies who I absolutely love. Arya and her team at FutureBricks are absolutely second to none! We communicate on a constant basis and I love seeing Arya’s business grow, which is why for the first time ever I’ve allowed them to be an NCRE sponsor so this is an #ad. I want you to support Arya and FutureBricks as much as you support me!
Natasha
By supporting my sponsors you also support me, so I’d love you to go and check out the amazing things that FutureBricks are doing!
Natasha
